Author Archives: TheIslander

Bradesco’s New CEO Wants To Maintain Profitability While Expanding Their Digital Footprint According To Chairman Luiz Carlos Trabuco Cappi

Brazil is finally showing positive gross domestic product growth. After three years of negative growth, Brazil is getting its feet back on solid ground. IT growth is opening the door for more investors to sink their money into this massive South American country. The digital age hit Brazil with the force and fury of a category four hurricane, and banks like Bradesco are taking advantage of this newfound wealth stream. The mobile phone business is just one segment of the IT market, and it is on fire. New startups are popping up all over the country, thanks to President Temer’s push to get Brazil into the digital age. Temer may not be around after the elections, but he’s in the driver’s seat right now. The country is making progress. Interest rates are coming down, and more people are credit-worthy, so consumer spending is on the way up.

The banks in Brazil are in a great position. They make money by investing and having insurance in place that protects them from economic downturns. Interest rates are falling, but that doesn’t hurt the banks as much as banks in other countries because Brazilian banks carry insurance policies that protect them. Plus, the big banks have insurance divisions that sell home, life, auto and other insurance products, and that puts a lot of revenue on the bottom line. The president of the bank’s insurance division, Seguros, is the new CEO of the bank. That is some indication of how powerful the insurance segment of the market is in Brazil.

Read more: O Bradesco, de Brandão a Trabuco

Insurance executive Octavio Lazari is the new CEO of Bradesco. He is filling the shoes of Luiz Carlos Trabuco Cappi. Cappi was a Seguros president before he got the big CEO job, so Lazari knows he has a lot of support at the top. Trabuco Cappi is the new Chairman of the Board, so he’s not going anywhere. Cappi is the face of the bank on Wall Street and in Sao Paulo, so Lazari will have work to do to reinforce Cappi’s way of doing business. Chairman Lázaro de Mello Brandão, the oldest banker on the planet, is finally calling it quits after 75 years with Bradesco the second largest bank in Brazil. Brandão was around when Bradesco was a small city bank. He knows Cappi’s reputation and Lazari’s age will give the bank the right mix of talent.

At 91, Mr. Brandão is going to try to pull back, but banking is in his blood. And advice is something he dishes out on a regular basis and no one believes he will stop doing that, according to Cappi. Cappi knows first-hand what’s it like to have Brandão in the banking trenches. Cappi and Brandão have long working relationship. In 1969, Cappi was fresh out of school, University of Sao Paolo. He sat down with Bradesco executives, and they gave him the opportunity to join the bank’s training program as clerk. That was the start of a long banking career for Cappi. Cappi’s education did not include finance, but that didn’t stop him from becoming one of the top banker’s in the world. His executive team is one of the best in the industry, and Lazari is not going to upset that team in the future. Wall Street is depending on Lazari to follow in Cappi’s footsteps.

Four members of the executive team will have board seats in 2018, so it appears it will be business as usual for Bradesco except for the fact that Lazari will now be the face of the bank according to Cappi will still call the shots behind the scenes, according to some employees. He plays a major role in the bank’s revenue stream, so Lazari will have plenty of help after the shareholders vote him in on March 12th. No one expects the shareholders to oppose Lazari because he has what it takes to be a strong CEO, according to Luiz Carlos Trabuco Cappi.

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NetPicks Helps People Plan For Different Trading Speeds

Trading is one of the most interesting things to do to make money. For one thing, one technique that worked at one point is not going to work at a different point. For instance, people who are used to making gains in a slow and peaceful market are not going to be able earn a lot in a faster moving market unless they know a few tips that can help them. Fortunately, NetPicks has tips that can help people profit in a faster market. While some people may be attracted to the idea of trading in a faster market, there are a few things that make the market really tricky in its more volatile state.   More guiding tips here.

One thing that NetPicks makes clear is that many of the traders do not have a plan for the faster market conditions. It is important to have a solid plan for faster markets. This is the difference between making a fortune and losing a fortune. There are a lot of things that people can do in response to a faster market. One thing they can do is try to figure out a trend in the market and trade with the trend ( Another thing they can do is step back and observe.

For some people, it is a better idea to just sit back and allow the others to handle the volatile market conditions. When everything calms down, then it is a good idea for people to make a trade. However, there is a time when a calm market becomes volatile (  Traders have to make sure that they know when the market is going to change up on them according to forecasts and everything. This will help them avoid any nasty surprises that will wipe out all of their gains and take them back to square one (

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Ara Ackerman: Healthcare Founder

Ara Chackerian, an entrepreneur and investor, is the Managing Director of ASC Capital Holdings and the co-founder of TMS Health Partners. Chackerian is also what is known as an Angel Investor, which is an individual that invests their own capital into a business as opposed to a venture capitalist who invests other people’s money hoping to turn a profit for themselves. Ara has a passion for investing in healthcare companies that are still in their early stages that want to change the broken United States healthcare system.

In 1991, Ara Chackerman earned his bachelor of arts in Marketing from Florida State University. He has over two decades of creating healthcare companies worth of experience. Before TMS Health Partners, he co-founded other companies such as BMS Diagnostics and PipelineRx. BMS Diagnostics provides diagnostic imaging services while PiplelineRx provides Telepharmacy services. Ara Chackerman has held the position of Executive Chairman of PipelineRx as well as TMS Health Solutions. At BMC Diagnostics, he was the Chief Executive Officer.

TMS Health Solutions is an outpatient mental health service provider. While they provide transcranial magnetic stimulation treatments for patients, they also provide other, more traditional treatments in conjunction with the therapy. Ara Ackerman’s company currently has 6 locations in the Sacramento and San Francisco areas. There are plans to have 25 locations in Northern California in the next five years. For more details visit Crunchbase.

Ara Ackerman is also a philanthropist and has put many hours and a lot of his own money into helping different organizations thrive. In 2009 he was inspired to help create the mentoring program for orphans Nor Luce after visiting his father’s native country Armenia. Ara Ackerman’s Nor Luyce assists young women as they go into adulthood from being an orphan. He is the main funder for the organization and he sits on their board. They have had great success with the program and have changed lives. From 2011 to 2016, he served as the Chairman Emeritus for Juma Ventures. He served initiatives with a goal of poverty alleviation through youth development and college access. You can visit Vimeo for more videos.


NetPicks Offers Superior Quality for Forex Markets

Recently, there have been changes to the way that the Forex market is traded. They have cultivated ongoing standards of development including diversified aspects of design such as pairing currencies. It is easier to establish lasting results with Netpicks because of their consistent attention to detail and wide variety of options.

Users are able to establish highly developed standards of operation through the continual development of these core markets. Forex trading has been simplified with NetPicks because they give users access to exchanges around the world. The broad diversity in options is a unique advantage that has yielded critical aspects of progress and design throughout the world of online trading. They make it easy to get the best results even for traders who are just starting out.

Trading is an important part of the way that NetPicks helps their users have the best experience. They have been around for more than two decades having been established in 1996. Their use of trading education, expert advise in addition to differences propagated by signals as well as other kinds of strategies set them apart from competitors. More guiding tips here.   Forex, Futures, Options, Stocks as well as ETFs are some of the factors that make it possible for lasting results in the process of trading.

Making the Difference in Trading

NetPicks has helped make significant trades as well as develop the way that market success is leveraged for the best results. Some of the ways that this organization has propagated growth is related to the way that part time and full time careers can be maintained on this system. Some of the variegated options that are available in this system include virtual login strategies in addition to multidimensional aspects of the infrastructure and design.  Read reviews on

Users have ranked NetPicks very highly on a number of different accounts. They have helped improve the way that individuals are educated as well as the approach that they may take to achieving success. There are also unique aspects of competent design as well as professional service that have led to the establishment of organizational and individual business methods. Trading support is another area that NetPicks greatly surpasses the competition and yields diversified results.  Get connected, check

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Jeremy Goldstein Recommendation on Employment Incentives

When it comes to corporations, they are many factors which hinder the creation of a sustainable environment for economic growth. At times, addressing these problems is a challenge, Jeremy Goldstein, an attorney, based in New York says these situations can lead employers and investors to lose their incentives if not addressed well. Having experience in large corporations like Bank of America, Verizon Wireless and SBC communications, Mr. Goldstein recommends new ways of approaching this menace and offers an insight of how to handle Earning per Share, performance-based pay and incentives- based programs.


Earnings per share are usually a positive thing when it comes to employees incentives, but when it comes to shareholders, it is typically a mechanism of influencing the stock price. This arrangement usually motivates the shareholders when buying or selling their shares. Moreover, it creates a chance for the company to increase the number of payments they make to employees.


Most antagonists of Earnings per Share program claims that this method leads to favoritism in the corporations while others claim that EPS method does not in any way support the corporate growth in the end. Performance-based pay programs have also received a lot of criticism due to its unreliability and being dynamic.


New York attorney, Jeremy Goldstein, recommends a new compromise between the anti-EPS and Pro-EPS proponents. He says that instead of getting rid of pay per performance programs, which are often used by corporate to provide incentives, a new way should be formed which holds the CEOs and other executives of the corporate liable for their actions. This is by ensuring that the pay per performance goes in hand with the companies goals. It will, in turn, provide a platform for sustainable long-term growth of the company and also repeatable and measured share growth.


Jeremy Goldstein

Jeremy L. Goldstein is an attorney in Jeremy L. Goldstein & Associates, a law firm based in New York. He studied at New York University of Law and has managed to work for large corporate(s) as an attorney. This includes NYSE Group Inc, Cingular Wireless Corporation, Bank of America, Duke Energy, Goldman Sachs and The Dow Chemical Company.


Mr. Goldstein is also a chair in the Mergers and Acquisition Subcommittee of the Executive Compensation of American Bar Association Business Section which offers corporate compensation and governance issues. Also, he is a member of Professional Advisory Board of the Law and Business Journal NYU. Learn more:


Securus Technologies, Expanding Greatness!

Securus Technologies is a technology center that provides some of the best communications to jails and prisons all around the world. The company’s headquarters is located in Dallas, Texas. Securus Technologies has been proving state of the art communication services to their customers since 1986. Securus recently has purchased GovPayNet which will be benefiting the company in great ways in the future.


GovPayNet is a company that handles payments in digital forms for different reasons. Some of these reasons consists of citations, tickets, electronic monitoring fees, probation fees, court fees, court fines, and many other government related issues. GovPayNet has already established a healthy clientele located throughout the entire United States. The company has thousands of agencies who they work work in order to process their payments. Since Securus has purchased the company, they will now be able to process millions of more payments for people throughout the entire country. Many people are excited for the new services that Securus now has to bring to the table since they have purchased GovPayNet. GovPayNet was founded by a former officer and the spokesperson for the company seemed very excited about the new partnership.


Robert Pickens, the President of Securus, also spoke publicly and shared his feelings about the new partnership as well. For Robert, Securus has always been geared to proving their customers with nothing but the best services. Purchasing GovPayNet is just another way for the company to expand the amount of services that they are given by the company. Pickens wanted the customers and his supporters to know that even thought the amount of services are increasing the service quality level will not change. Securus will still provide quality services to all of their customers. For Securus, the company will continue to grow more and more over the years!


The Many Advantages of Aloha Construction

Does your home need some kind of renovation or restorative service? Do you reside in the state of Illinois or Southern Wisconsin? If you answered yes to either of the questions, then you’re in luck. Aloha Construction is the solution to your problems. This general contractor has become this region’s leader in home improvement services. Thanks to the estimated 450 staff members, the company can complete numerous jobs through efficient sourcing. Business has been so good to where (AC) has opened a second office in Bloomington, Illinois. At this stage, the company can now serve the entire state of Illinois in less time.

What can I expect from Aloha Construction? This answer is very simple because any type of home renovation services can be completed. Since its inception in 2008, the company has completed over 18,000 projects. The numbers are simply amazing when you view them on paper. This general contractor is on a mission of excellence, and it has a very long list of happy customers. Siding installation, roof repair, roof cleaning, door installation, window fascia repair, bathroom repair, kitchen remodel, stucco installation, chimney repair, gutter repair, soffit installation and many more projects are on the menu. Just about everything that’s home repair-related is being handled accordingly. The company is insured as well as bonded. Unlike other general contractors, your property will be respected while work commences. What more can you ask for? On top of that, Aloha Construction offers a free property inspection.

One of the best features here is the nine-step inspection process. This thorough and in-depth process will get to the root of the problem. Homeowners will also receive a 10-year craftsmanship warranty. Aloha Construction is simply amazing thanks to its wide array of services, its know-how, and its capabilities.

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Sending Your Kids to Rocketship Education

Charter schools are becoming increasingly popular because of the fact that they teach your kids in a more private manner. Unlike public schools that are run by the government, charter schools are run by the teachers and parents, so you have a say in the way that your kids are getting their education. If you’ve been struggling to find the right school for your kids, it’s time for you to take a look at Rocketship Education. Rocketship Education has been around for a long time and has been one of the best options for people nationwide for quite some time. One of the most important things to remember is that you are able to easily and quickly send your kids to Rocketship Education because of how they are able to work with children of all ages.

The beauty about Rocketship Education is that they work with tons of different kids and since their inception over a decade ago, they have worked with over 15,000 kids. They also work in mostly low-income areas, so you can send your kids to this school knowing that they are going to get the education that they need to feel their best and learn what they need to have a bright future. This is why a lot of parents are choosing Rocketship Education and finding it to be a superior school when compared to many others.

Also, you’re going to find that Rocketship Education has a variety of programs that you can make use of if you’re sending your kids there. You will want to visit the Rocketship Education site to learn more about what they are able to do for your kids and see what types of programs they have available. Once you make the decision to utilize Rocketship Education, you’re going to find that it helps a lot and encourages you to feel confident in how your kids are being educated. Because Rocketship Education puts great pride into the types of schooling that they are able to do for your children, this is a school that you are going to find to be helpful.

Dr. Chris Villanueva Is A Business Visionary

How about a dental system that frees up its dental professionals to just concentrate on their patients and not the administrative tasks that takes a lot out of their work days. If this sound too good to be true, then you have not met Dr. Chris Steven Villanueva who is the founder and CEO of the MB2 Dental Solutions. MB2 Dental Solutions is an innovative company that has a team of administrative professionals who will handle dental clerical duties like human resources, payroll, legal, staffing, accounting, and marketing. Whether your dental practice is a group practice or a solo practice, MB2 Dental Solutions is your full-service dental management firm that is owned by dentists for dentists, and

MB2 Dental Solutions operates to wholly help dentists improve their operating stands and concentrate on growing their practices. CEO and Founder, Dr. Villanueva and his vision has made MB2 Dental Solutions an enormous success on one front due to the technology that the firm uses to provide the ability to get their services to their patients in a fast and succinct manner. Dr. Chris Villanueva worked as a corporate dentist as well as a solo practitioner. Due to the challenges he faced in trying to give his patients their best while also taking care of accounting and other administrative tasks, he knew how hard it was to do both and how advantageous his practices would be if the managerial roles were omitted, and Dr. C Villanueva’s lacrosse camp.

Also, when dentists that individualize in different specialties become a part of MB2 Dental Solutions, they can network and share their skills with each other to better the treatment that their patients can receive. Referring their customers to the perfect dentist to meet their needs helps to create loyal patients, it improves service, and provides MB2 Dental Solution dentists amazing credibility. This type of business design offers better service to the patients which creates a natural growth that can be deep-rooted for an extended period of time. The dental community that is a part of the MB2 Dental Solution firm are all autonomous, making this system an organized community of dental professionals. Under the aegis of Dr. Villanueva, MB2 Dental Solutions has over 70 dentists across six states and is exhibiting the future of dental practices as a trend of excellence, and more information click here.

Christopher Burch Creates New Hospitality Industry Standard

Business Insider reported that Chris Burch established the best five-star remote on a remote Indonesian island. Chris Burch is no newbie to the entrepreneurial scene, as he was involved in the founding of companies Tory Burch, C., and Wonder as he also invested in numerous fashion companies. As he embarks into the hospitality industry, Burch had partnered with James McBride in 2012 to buy a beach hostel on Sumba. The resort opened its doors in 2015 after spending approximately $30 million towards renovations, naming the resort Nihiwatu.

Burch shared in a 2015 interview with Business Insider Jet Lag the reasoning behind this new business venture: with the intention of passing on the property to his children, he hopes to use this landmark as a way to give back to the community. Nihiwatu provides a unique and extravagant experience of customer service and relaxation in foreign, tranquil, and beautiful settings that cannot be achieved by typical five-star resorts.  Continue reading about this awesome resort on

Nihiwatu and its success has exceeded Burch’s expectations and was awarded Best Hotel in 2016 by Travel + Leisure. The Wall Street Journal reported that Nihiwatu provides 27 private and remote villas (including the private home of Chris Burch). These villas offer a main house along with four villas (all coming with their very own plunge pool). Burch continues to split his time residing in Nihiwatu, Miami, and the Hamptons.  Related article here.

Christopher Burch has a 40-year long career history as an investor and entrepreneur. He is the founder and CEO of a financial consulting company called Burch Creative Capital. Burch has created a bridge between innovation and impact as he has worked with upwards of 50 companies during his career including but limited to: Ellen Degeneres, Nihiwatu, and TRADEMARK. Know his latest innovative product in the market, hit on

Christopher Burch continues to be an influencer today in the financial and entrepreneurial world today, providing a viewing of his one-of-a-kind investment portfolio on his personal website. His work and social media influence can also be viewed on his LinkedIn and Twitter.  Read an entrepreneur’s views on business related matters, check

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